Payment Policies
Cosmetic and cash surgery must be paid prior to the date of surgery.
Insurance Coverage
Spokane
ENT accepts most insurance; however please check with your carrier to
see if SENT is one of their “preferred providers”. The following
insurance carriers list SENT as a preferred provider.
If your insurance company is not listed below, please contact us to make arrangements.
Aetna - www.aetna.com
Asuris - www.asuris.com
Blue Cross Blue Shield - www.bcbs.com
Blue Cross Idaho - www.bcidaho.com
CHPW - www.chpw.org
DSHS - www1.dshs.wa.gov
First Choice - www.fchn.com
First Health - www.firsthealth.com
Group Health - www.ghc.org
Medicare - www.medicare.gov
Molina - www.molinahealthcare.com
PHCO - www.phco.org
Premera - www.premera.com
Tricare - www.tricare4u.com
Triwest - www.triwest.com
Uniform Medical - www.ump.hca.wa.gov
United Healthcare - www.uhc.com
Co-Pays
Most
insurance plans require a co-payment from the patient for office
visits. The co-pay amount is listed on your insurance card. SENT
is required by the insurance company to collect the co-pay from
the patient. Your co-payment will be collected at the time of
your visit.
Insurance Filing & Referrals
It
is the policy holder's responsibility to verify that our physicians
and/or the service you require are covered by your insurance. In
addition, your plan might require a referral or preauthorization
from your primary care provider before you can receive services at
SENT. Please be sure you have this in place prior to your
appointment.
If SENT has a contract with your insurer or if you have out of network benefits, SENT will file your insurance claim.
If you have any questions regarding your insurance coverage, please do not hesitate to call our office.
Surgery Patients
Patients having surgery, who have insurance, will be notified prior to
surgery of the estimated patient portion due. Payment or payment
arrangements for this patient estimate must be made prior to surgery.
Private or Self-Pay
A cash discount is available for patients who do not have any insurance and pay at the time of service.
For
new cash patients, a minimum deposit of $130.00 is required at the time
of the first appointment. Patients sign a waiver that states their
charges may be more or less than $130.00 and they understand they may
receive an additional bill or a refund, depending on what the doctor
charges.
Finance Charges
A
1.5% per month finance charge will be applied to any outstanding
balances if the account is not paid in full after
60 days.
Late Cancellation Fees
Spokane
Ear, Nose & Throat Clinic reserves the right to charge $25 for
Non-Sufficient Fund Checks, missed appointments or appointments
cancelled without 24 hour advance notice.
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